AM Mortgage & Financial Services Ltd was established in Sittingbourne in 2000 by our current Managing Director Angela Melanophy.

We want our clients to be financially independent, to be able to enjoy life, to pursue goals and dreams, safe and secure in the knowledge they have someone to turn to and rely on. This is what drives us to be the best we can be.
We are very proud to be Independent Financial Advisers and for us independence is not just a word it is a state of mind.

  • It’s about sitting on the same side of the table as our client, surveying the whole market and choosing the most appropriate solutions.
  • It’s about considering existing financial products (pensions, investments, mortgages, life assurance etc) by analysing these and making recommendations as to whether they should be kept or replaced. We adopt a view that existing products are suitable unless we can demonstrate otherwise.
  • It’s about being open minded to new developments from across the market and considering whether to recommend these. 

We are not a large, faceless institution and believe in providing personal one to one advice. Having tow advisers and  a support team of three means we are big enough to provide excellent support yet small enough to really get to know our clients and provide a personal, bespoke service.

If you would like to arrange a no cost or obligation meeting with Angela in our offices in Sittingbourne please click in the menu above to contact us.








Angela Melanophy

Managing Director, Lifestyle Financial Planner and Will Writer

Angela is our Managing Director and Company Founder and has various roles within the company.  Angela is our  Financial Planner and is a Chartered Member of the London Institute of Banking & Finance. Angela started her career in 1994 and so now has over twenty years of experience in Financial Services. She is qualified to Advanced Diploma Standard to provide financial planning advice in all areas. Her specialist areas of advice are Pensions, Investment,Equity Release and Long Term Care as well as Mortgages and Protection. She also specialises in Wills, Lasting Power of Attorneys and Trust Planning under the trading name of AM Legal Services which is a trading style of the Company. She is an Associate member of the Society of Will Writers and works with Countrywide Tax and Trust Corporation for clients that need more complex Estate Planning and Kings Court Trust Corporation for Will Storage and Probate Services. You can meet with Angela to plan your lifestyle for both now and the future, she will help you set lifetsyle and financial goals and guide you towards achieving them. She has helped many of our clients with their retirement planning both for the future and at retirement guiding them through the maze to the plan that suits their needs best.



Perri Wood

Finance Director, Office Manager and Head of Paraplanning

Perri is our Office Manager and Finance Director and she ensures that the Administration Department at AM Mortgage & Financial Services runs smoothly and she also takes care of the Company finances. Perri is also Angela's joint Business Partner having joined her as a Company Director in April 2011. Perri is the Compliance Officer and Money Laundering Reporting Officer for AM Mortgage & Financial Servces Ltd. Perri is heading our Paraplanning Department to provide assistance to Angela for our mortgage clients from when Angela has made her recommendations with them up to application stage and her admin team then progresses the cases to completion. Perri is looking to expand this department to include assistance for our Financial Planning clients.



Lynne Taylor

Office Administrator

Lynne is a valuable member of our team and is our Office Administrator and Receptionist. She looks after our clients applications once they have been submitted, dealing with any queries that clients and providers have. She also arranges appointments for clients with our Financial Adviser.



Laura Wright


Laura's role is an Administrator and she assists Angela with drafting Wills , Trusts and Lasting Powers of Attorney. She also helps Perri with the company finances and assists clients with their applications  processing them to completion and dealing with any queries that arise. Laura is qualified to NVQ Level 3 in Business and Administration and is currently working on her Level 2 NVQ in Customer Services.